The proper functioning of the free market economy requires, among other things, the existence of a legal framework applicable to traders in financial difficulties, the mechanism of receipts and payments in continuous commercial activity must be kept in running. This is done sometimes with the cost of eliminating from the economic circuit which, most often due to the accumulation of losses can not be employed due to debt, that can not continue payments. In an economy based on market principles, the elimination of the traders can no longer cope occurs due obligations assumed by a generic procedure called " insolvency", organized and led by strictly legal rules.