THE HEALTH PRIVATE INSURANCE MARKET, TRENDS AND PERSPECTIVES
Autor (i): Gilda Toma
JEL: I10, I11, I13, I14, I15
Cuvinte cheie: health insurance market-private medical services-financial compensation-prevention ?
doctor-medical assistence-economic medical-economic crisis- EuU nations-covid 19-collapse
Abstract:
When any company finace, you choose the medical service! A stable health education, as well as the expasion of some tax facilities on the private healthcare system, would be reprezentative in the reduction of certain state budget deficiencies and health insurance budget.You could say that time has come to put an emphasis on financial prevention, to hinder the occurance of an unwanted event, meant to offer financial compensation to each affected person and family. Although, by proportion, private health insurance, as well as life insurance occupies a quarter of the insurance market in Romania, whithout adopting incentive measures, this threshold cannot be overcome . Essential questions arise, if we discuss about the health insurance market: What can we adopr in our contry? What can we choose in the end, state medical services or private medical services? What economic impact would we find in the current conditions, as a result of the extreme situation of covid-19. If EU nations have respected the partnership within the healthcare system in order to stop this crisis, what did we not do as a European contry to master this sitiuation? Can we say, today, that our country’s private system has brought its contribution in taking over the covid-19 cases, considering the possibility of a material, financial and medical collapse of the state healthcare system? Each EU Member State must define its own health system, determined by the possibilities of funding, demography, culture, legislation, government programs with possibilities to support and implement for the benefit of the population. Romania, has managed to train specialized medical staff, through state funding, so that some of the specialists are found in various countries, where we hope that by deepening their knowledge to find a way to return to the country and through sanitary levers, to need helps the return of the state or private health system. The Romanian management in the health system must become efficient in the shortest possible time, so that any sustainable development program even through European funds, to help the urgent implementation in the country. Starting from the idea that a healthy population contributes to the development of the country, we can choose our own path, levers and sources to achieve a strong health system.
When any company finace, you choose the medical service! A stable health education, as well as the expasion of some tax facilities on the private healthcare system, would be reprezentative in the reduction of certain state budget deficiencies and health insurance budget.You could say that time has come to put an emphasis on financial prevention, to hinder the occurance of an unwanted event, meant to offer financial compensation to each affected person and family. Although, by proportion, private health insurance, as well as life insurance occupies a quarter of the insurance market in Romania, whithout adopting incentive measures, this threshold cannot be overcome . Essential questions arise, if we discuss about the health insurance market: What can we adopr in our contry? What can we choose in the end, state medical services or private medical services? What economic impact would we find in the current conditions, as a result of the extreme situation of covid-19. If EU nations have respected the partnership within the healthcare system in order to stop this crisis, what did we not do as a European contry to master this sitiuation? Can we say, today, that our country’s private system has brought its contribution in taking over the covid-19 cases, considering the possibility of a material, financial and medical collapse of the state healthcare system? Each EU Member State must define its own health system, determined by the possibilities of funding, demography, culture, legislation, government programs with possibilities to support and implement for the benefit of the population. Romania, has managed to train specialized medical staff, through state funding, so that some of the specialists are found in various countries, where we hope that by deepening their knowledge to find a way to return to the country and through sanitary levers, to need helps the return of the state or private health system. The Romanian management in the health system must become efficient in the shortest possible time, so that any sustainable development program even through European funds, to help the urgent implementation in the country. Starting from the idea that a healthy population contributes to the development of the country, we can choose our own path, levers and sources to achieve a strong health system.
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