INSURANCES STRUCTURE DEVELOPMENT PERSPECTIVES
Autor (i): Adriana, Năstase (Dumitrache)
JEL: G22
Cuvinte cheie: insurance, structure, globalization, solvency
Abstract:
The insurance sector is an important part of the EU's financial sector. Insurance represents a key
sector of the European economy, whose influence is felt both in the protection against risks in the economic and
social field of the member countries, in the role of stimulator of the idea of saving in the medium and long term,
and as a provider of funds for financial markets. The research method used in this work is the investigation of
statistical sources, regarding the structure of insurance at the European level, as well as in Romania, in the last
five years. The results signal that the globalization of financial services continues to mark the entire evolution of
the insurance and reinsurance field, and also another important aspect refers to the sudden revaluation of risk
premiums that can lead to a decrease in the value of insurers investment portfolios.
The insurance sector is an important part of the EU's financial sector. Insurance represents a key
sector of the European economy, whose influence is felt both in the protection against risks in the economic and
social field of the member countries, in the role of stimulator of the idea of saving in the medium and long term,
and as a provider of funds for financial markets. The research method used in this work is the investigation of
statistical sources, regarding the structure of insurance at the European level, as well as in Romania, in the last
five years. The results signal that the globalization of financial services continues to mark the entire evolution of
the insurance and reinsurance field, and also another important aspect refers to the sudden revaluation of risk
premiums that can lead to a decrease in the value of insurers investment portfolios.
Articol: Fisier PDF
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